Kuddi
A safe way for kids to earn, save, spend and learn — all with their parents in charge.
Meet Kuddi.
Friendly. Fun. Unmistakably Nigerian. Designed to feel like Access — but built for kids aged 6–18.
The tagline
A friend that helps kids learn, save and spend wisely.
I'm Ayodeji.
I'm 11 years old. I think every kid in Nigeria should have their own card and app — so we can learn about money while we're still young, instead of figuring it out when we're adults.
In this deck I'll show you:
- ✓ The problem we're solving
- ✓ How the card and app work
- ✓ Why it's perfect for Access Bank
- ✓ What I'm asking for
The Problem
Most kids in Nigeria don't learn about money until it's too late.
The Big Idea
A debit card + app for kids aged 6–18, designed for Nigerian families.
Kids earn, save & spend
Their own card. Their own balance. Real money, real lessons.
Parents in control
Set limits, approve big spends, freeze the card in one tap.
Learning is fun
Quests, games and rewards that teach real money skills.
Built for Nigeria
School fees, Esusu, tithe jar, Naira lessons, local languages.
How It Works
Three simple steps from "hello" to "my first card".
Download the app
Parent downloads from Play Store or App Store. Free.
Sign up the family
Parent uses their BVN. Child uses their NIN. All legal.
Get the card
Card arrives in a few days. Works at ATMs, shops & online.
Parent Superpowers
What Mum & Dad can do — right from their phone.
Set limits
Per swipe, per day, per week, per month.
Approve big spends
Get a ping: Approve or decline. Instantly.
Freeze the card
Lost? Tap once. Card is off until you unfreeze.
Block merchants
No betting. No alcohol. No adult sites. Ever.
Pay for chores
Do the dishes, earn ₦500. Automatic.
See every kobo
Live feed: where, when, how much. No surprises.
Kid Superpowers
See my balance
Always know how much I have.
Savings goals
Bike? PS5? Track it.
Money games
Quests, earn real naira.
Badges & streaks
Save 7 days? Badge!
Save with friends
Group goals with classmates.
Learn lessons
Short, fun, age-perfect.
👆 Kuddi — just like Access More, but for kids.
The School Fees Pot
No kids' app in the world has this. Every Nigerian parent needs it.
Made for Nigeria 🇳🇬
Features no global app has.
Esusu Kids' Circle
Friends save together, one gets the pot each week.
Tithe / Zakat Jar
Auto-split a bit of every naira for giving.
Owambe Money
When Auntie sprays ₦10,000 — split to Spend, Save, Share.
Local languages
Alerts in English, Yoruba, Igbo, Hausa & Pidgin.
Naira lessons
Why a ₦100 Coke is now ₦500 — real inflation.
Puff-puff Business Game
Run a stand. Learn profit & loss.
Money Lessons That Are Fun
Not boring! Short quests, real rewards, real skills.
This Works — Other Countries Prove It
Big kids' money apps around the world, each worth millions.
Why Access Bank Wins
Access already has the pieces. No other Nigerian bank can do this as well.
AccessMore app
5M+ users already. Just add the kids' tile.
AccessAfrica rails
Grandma in London sends money — instant, cheap.
DiamondXtra DNA
Reward-draw magic — kids' edition!
Branches everywhere
When kids turn 18, they're already customers.
Perfect timing
CBN 2026 rules need guardian-controlled products.
First-mover
GTBank & Zenith aren't here yet. We win the generation.
How It Makes Money 💰
Not just ₦1,000/month. Lots of ways this pays for itself.
Where ₦250 billion comes from
My dad helped me do the numbers. Here's how it adds up.
under 18
(very small!)
on Kuddi
💰 Annual revenue
🏦 New deposits for Access
My Ask
Let's start small. Prove it works. Then go big.
6-Month Pilot
Thank You
I hope you love Kuddi. Let's build the future of money for Nigerian kids — together.